Razorpay allows you to save your credit card details to enable you to pay on its website. The card details are saved on Razorpay and can be selected when you want to make a new transaction. If you are worried about a security breach or another person using your device, you may after making your payment want to delete your credit card from Razorpay.
Razorpay payment method provides a means where you make the payment online by saving details of your credit card, e-wallets, etc which in turn helps you to save time. You can also delete these details later. It’s easy to unlink your credit card from Razorpay. You can also change your payment method by deleting or adding another credit card to make your online transaction more convenient.
If you know how to use Razorpay you can delete your credit card, debit card, e-wallets, or bank account that you have previously saved on the site. Sometimes it’s hard to find the right option but in this post, I will show you how to unlink and delete credit card details from your Razorpay account.
How to Delete Saved Card From Razorpay Account
You can make this change both through their desktop website and also in the mobile app
To delete a credit card from the Razorpay desktop website:
1. Open the Razorpay website and log in to your account with your username and password.
2. Now, after logging in, click on your “Account” from the menu
3. Click on the “Payment” options. You can see a list of credit/debit cards that you have added.
4. Click on the down arrow to delete the card you want to delete.
5. You will be asked for confirmation. Click on the “Confirm delete” option to delete the card from your Razorpay account.
That’s all it takes to delete your credit card from the Razorpay desktop website. Your previous payment method has been deleted from your account. When you check it out on Razorpay, it will no longer appear.
Removing a Saved Card With the Razorpay App
1. Open the Razorpay app on your phone or tablet and tap on the Account tab
2. Tap on “Your Account” and scroll down to “Payments & Billing”.
3. Then scroll down to select the credit card you want to delete.
4. delete the selected credit card by tapping on the “delete” button.
5. Tap on the “Confirm delete” option to delete the card from your Razorpay account.
You can also add another payment method if your credit card has expired or your payment is unsuccessful. The payment method is simply the mode of payment, the credit or debit card that you have added to pay for your Razorpay transactions.
How to Change Payment Method on Razorpay
Razorpay lets you add a new payment method or change to correct your credit card details by following these steps.
1. Go to Razorpay and go to Your Account.
2. Next, select the “Payments & Billing” setting.
If you have saved a method before You’ll see a list of all currently attached to your account.
3. Click “Settings”, and you’ll see your default payment.
4. Click the “Change” link next to “Payment Method”. You’ll also want to follow this process if you need to add a new card that’s not already associated with your account.
5. Click “Add New Card” and then click the “Continue” button.
Now, if your transaction failed in the first attempt, you can retry your payment with the same payment method or choose a different one.
Conclusion
Razorpay online payment with a credit card these days has been easy but that’s not to say there are no risks at all. While you can’t control things like a data breach, you can always take preventive measures to protect your credit card details from internet fraudsters.
Paying directly on Razorpay with your credit card is a good option but storing the card information online will put you at increased risk of the information being stolen and criminals using it for fraudulent transactions. I prefer to manually enter my card information when I make transactions on Razorpay and this helps me to reduce the chances of my bank card details being compromised.
Meanwhile, Razorpay wrong payment methods or expired cards will result in payment errors while making your transaction. If you want your payment details saved on Razorpay you need to update your payment method. And before you save your credit card details on any website or app make sure you are the only user of the device you make the payment. Keep your login credentials secret.
I hope this article helped you?
Here is how to delete credit card from your Razorpay account. You can make this change through the Razorpay desktop website or the mobile app.